Flexible Funding Solutions
At Sussex Capital, we broker access to a wide range of financing options, from longer-term Merchant Cash Advances and Lines of Credit to asset-backed loans and reverse consolidations. Whether your business needs growth capital, cash flow support, or a scalable financing partner, we tailor solutions to fit your unique profile and goals.
Strategic and Quick Approvals
Time matters, but so does structure. Our streamlined process delivers approvals quickly, often within 24–48 hours. While ensuring that the terms align with your business strategy. With partners like Hum offering multi-year MCA programs at near-institutional rates, we provide speed and sustainability.
Smart Use of Collateral
Most of our MCA and consolidation solutions require no collateral, allowing you to preserve assets while accessing growth capital. For asset-based financing, we unlock the value of your existing resources — such as real estate or equipment — to secure larger funding at highly competitive terms.
Transparent & Aligned Terms
As a broker, our role is to match you with the right funding partner — not to push a single product. That means clear, upfront terms, full transparency on costs, and unbiased guidance. Our compensation is tied to successful placements, so our interests are directly aligned with helping your business secure the most competitive deal available.
Business Funding /
Financing Solutions
Revenue Based Financing / Merchant Cash Advances
With rates as low as 1.10 at estimated terms as long as 5 years, RBF/MCA can be a flexible funding option where you receive a lump sum in exchange for a percentage of future revenue. Repayments adjust with your sales volume—perfect for businesses needing fast capital without the burden of fixed monthly payments or collateral.
Hard Money Loans / Asset Based Lending
Secure funding by leveraging business or personal assets such as real estate or equipment. This solution is ideal for companies needing larger capital amounts quickly, especially when traditional credit-based financing isn't an option.
Reverse Consolidations & Consolidations
Streamline multiple daily MCA payments into a single, manageable repayment structure. Reverse consolidations help ease cash flow pressure, allowing your business to regain financial control while continuing to grow.
Term Loans
Access structured funding with predictable repayment terms. Term loans provide your business with a fixed lump sum that is repaid over a set schedule, making it easier to plan and manage your finances. Ideal for established companies looking to fund long-term projects, expansions, or working capital needs without daily fluctuations in repayment.
Lines of Credit
Maintain financial flexibility with a revolving line of credit tailored to your business needs. Draw funds as needed and pay interest only on what you use, giving you access to capital when opportunities or unexpected expenses arise. Perfect for businesses seeking ongoing access to working capital without committing to a full lump-sum loan.
Frequently Asked Questions
What is a Merchant Cash Advance (MCA)?
A Merchant Cash Advance (MCA) is a form of revenue-based financing where a business receives a lump sum in exchange for a percentage of future sales. Traditionally, MCAs were known for being short-term and high-cost — but through our funding partners, we now focus on longer-term MCA solutions with lower annualized rates. These products bridge the gap between conventional loans and alternative financing, offering businesses flexible repayment tied to revenue while still maintaining affordability and multi-year stability.
Why are MCA rates lower through Sussex Capital?
As a broker, we are not tied to one lender, we work with a network of providers, including institutional-level partners like Hum. This allows us to negotiate lower-cost, longer-duration MCA programs that start as low as 1.10 annually with terms up to five years. Unlike traditional short-term MCAs that carry higher costs, our focus is on products that give established businesses access to structured, sustainable financing without sacrificing speed or flexibility.
What advantages does Sussex Capital provide as a broker?
Because we are a broker, not a direct lender, we can shop multiple offers on your behalf. That means:
- Access to a wider range of products (MCA, LOCs, term loans, asset-based financing).
- Lower overall cost of capital through competitive underwriting.
- Flexible deal structures, tailored to business size and revenue profile.
- Unbiased recommendations, our goal is matching you with the right partner, not pushing a single product.
How much funding can I qualify for and how fast?
Funding amounts vary based on your revenue and financial profile. For higher-revenue companies, long-term MCA programs can scale into the millions with terms designed for growth. For smaller businesses, we still provide access to shorter-term MCA or LOC products under $500K. Approvals are typically within 24–48 hours, and funding can arrive shortly after documents are signed, depending on the product and provider.
Previously Funded Deals
About Sussex Capital
Sussex Capital specializes in delivering tailored Merchant Cash Advance solutions to businesses in need of flexible funding options. Our team of experienced professionals is dedicated to understanding your unique financial needs and helping you secure the capital needed to grow and thrive. We are committed to delivering exceptional customer service with the utmost transparency. Our goal is to ensure the funding process is swift, seamless, and reliable, allowing you to focus confidently on what you do best—running and expanding your business.
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