Flexible Funding Solutions

Whether you need fast-working capital through a Merchant Cash Advance, asset-backed funding via Hard Money Loans, or relief from stacked payments with a Reverse Consolidation, we tailor solutions to fit your business’s unique situation. Our goal is to help you stay adaptable and financially stable—no matter your challenge.

Quick Approval Process

We know time is critical. That’s why we offer streamlined approvals for all our financing products, often within 24 hours. From MCA advances to hard money funding and consolidations, our efficient process ensures you get the capital you need without unnecessary delays or paperwork.

No Collateral Required

Our Merchant Cash Advance and Consolidation programs require no collateral, allowing you to access funding without risking assets. For asset-based lending, we unlock value from your existing resources, like property or equipment. Either way, we help you maintain control and minimize financial stress.

Transparent Terms

We’re committed to honesty across all funding options. No hidden fees, no confusing jargon—just clear, upfront terms whether you’re pursuing an MCA, asset-based loan, or consolidation. You'll always know the cost, the process, and what to expect next.

Funding Options



Revenue Based Financing / Merchant Cash Advances

A flexible funding option where you receive a lump sum in exchange for a percentage of future revenue. Repayments adjust with your sales volume—perfect for businesses needing fast capital without the burden of fixed monthly payments or collateral.

Hard Money Loans / Asset Based Lending


Secure funding by leveraging business or personal assets such as real estate or equipment. This solution is ideal for companies needing larger capital amounts quickly, especially when traditional credit-based financing isn't an option.

Reverse Consolidations & Consolidations

Streamline multiple daily MCA payments into a single, manageable repayment structure. Reverse consolidations help ease cash flow pressure, allowing your business to regain financial control while continuing to grow.

About Sussex Capital

Sussex Capital specializes in delivering tailored Merchant Cash Advance solutions to businesses in need of flexible funding options. Our team of experienced professionals is dedicated to understanding your unique financial needs and helping you secure the capital needed to grow and thrive. We are committed to delivering exceptional customer service with the utmost transparency. Our goal is to ensure the funding process is swift, seamless, and reliable, allowing you to focus confidently on what you do best—running and expanding your business.

Frequently Asked Questions

What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is a financing option where a provider offers a lump sum of capital in exchange for a share of future sales. Unlike traditional loans, the repayment is tied directly to revenue rather than fixed monthly installments. This approach allows businesses to align payments with actual cash flow. Many companies find MCAs useful when they need quick funding or have limited options through conventional lenders.

Why are MCA rates so high?

Merchant Cash Advance rates tend to be higher because providers assume greater risk and offer quicker, more flexible funding than traditional financing. MCAs generally require minimal documentation, no collateral, and can accommodate businesses with lower credit scores, which all raise the provider’s exposure. Additionally, the repayment model—based on a percentage of ongoing sales—means the funder must wait for revenue to flow in, further increasing the risk factor. These elements collectively lead to higher overall costs.

 What are the advantages of using an MCA?

MCAs offer quick access to funds, often with a faster approval process than traditional loans. They also have flexible repayment structures tied to sales, which can ease pressure when revenue fluctuates. Minimal paperwork and less strict credit requirements appeal to businesses that might not qualify elsewhere. Additionally, no collateral is typically required, minimizing risk to your personal or business assets.

How much funding can I get and how fast?

The amount you can secure is tied to your business’s revenue. Since the application process is streamlined, approvals happen very quickly, usually within 24 hours! Once approved, you can generally expect funds to arrive in your account within hours of the contract being signed.

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